Understanding Credit

Your credit score is a big part of your financial identity. It can be the most important factor in determining whether you can get a loan and how much it'll cost you.  When it’s good, it can help you get access to lower rates, which enables you to borrow for both short-term emergencies and longer-term bigger-ticket items.  Bad credit can affect you in areas of your life you wouldn’t even expect.  Take employers and landlords, for example. They may look at your credit score to see if you’d be a responsible employee or tenant.  From carrying a balance to cancelling your credit card, there are a number of ways your financial decisions can affect your credit score. Learn about the factors to building and maintaining a healthy credit score. Brought to you by Bank of America's Better Money Habits in partnership with Khan Academy.

Free admission. No registration required.  Seating is first come first serve limited by room capacity.  

This program is for educational and informational purposes only (no sales) and is not intended for financial, tax or investment advice.  Newport Beach Public Library does not endorse or recommend any of the financial information or materials associated with this presentation.